How Saurabh and Megha bought their dream home in Vaishali Nagar
Saurabh and Megha, who got married in June 2017 make a beautiful couple together. Both are IT professionals. Saurabh is a CTO in a mobile development company in Shyam Nagar, while Megha is a Salesforce Consultant in a reputed IT company in Mahindra SEZ, Ajmer Road. They were living in Vaishali Nagar, Jaipur. It was a perfect place for them. Both are movie buffs and foodies so in Vaishali Nagar, they could easily go to Inox Theatre and roam around the place till midnight.
The area is pretty safe and both of them used to enjoy quality time despite the hectic schedule. The only thing bothering them was the rent that was increasing every year.
By paying that much rent, it was like they were paying EMI for the owner. Both were earning well and could easily afford a house. However, they were afraid to invest in something because they already heard a lot about property fraud.
One fine morning Saurabh received an email from a reputed property brand with the title “Buy Your Home and not just a flat”. He opened the email and found there were many personalized apartments available for sale in Vaishali Nagar, managed by a leading property brand, Platinum Group, Jaipur.
The email had attachments related to the project location, diagrams of the apartment structure outline, payment details, and a list of amenities.
Saurabh called Megha and showed her the email. After two minutes, they could relate to the apartment. They took a chance and called the coordinator to arrange a site demo. They were impressed with the building’s architecture. First, the project was approved by the JDA and funded by many leading banks.
The apartments were constructed as per Vastu and very airy to exhibit a positive ecosystem. Megha loved the balcony so much that she already started having a sip of coffee with Saurabh in her imagination. They sat there and started planning things. Megha was thinking about the kitchen arrangements, while Saurabh started planning how he could set up an internal music system in the house so he could enjoy his favorite music before leaving for the office.
The best thing was the home loan EMI was under their budget and the property dealer was comfortable with the initial token and booking amount. Although they were aware of many residential flats available in Vaishali Nagar, Still they zeroed in on this project and finalized a flat. They were ecstatic to know that they could also avail gym facilities in the same apartment building. As IT jobs are very stressful, they also started thinking of a better social and healthier life after this decision.
Saurabh and Megha were not aware that this property brand was offering a fixed-floating home loan rate on the apartment. Under a fixed-floating scheme, the home loan interest remains fixed for the initial years and then moves to float after certain years. In a complete floating rate mechanism, Saurabh and Megha will have to pay a fluctuating EMI, depending upon the economic policy changes from day one. This gave them the advantage to plan their funds and pay surplus whenever the EMI increases due to the market fluctuation.
Finally, they got their DREAM HOME without compromising on their savings.
Good luck to them and hope you also find your dream home soon! Connect with the Platinum group, Jaipur, and fulfill your wish for your dream house.